With Turk Nippon, Smile Assured with Your Casco Insurance!
Smiling Comprehensive Casco Insurance is a product that secures your vehicle against many risks, at much more affordable premium levels. Providing both comprehensive coverage and very competitive prices, the Smiling Comprehensive Motor Insurance product can be used at TNS VIP service stations, delivering maximum benefits to policyholders with reliable service privileges.
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Features of Smiling Comprehensive Motor Insurance
- Smiling Comprehensive Motor Insurance is a product that secures your vehicle against many risks, at much more affordable premium levels.
- Providing both comprehensive coverage and very competitive prices, the Smiling Comprehensive Motor Insurance product can be used at TNS VIP service stations, delivering maximum benefits to policyholders with reliable service privileges.
- The package covers only vehicles used as automobiles. Smiling Comprehensive Motor Insurance can be utilized only at TNS VIP service stations and includes the advantages of original parts, 1-year repair guarantee and parking assistant service, all the while protecting your no-claims status.
- These benefits will only be available at TNS VIP service stations.
- ** In the event of any damage, in case the vehicle is taken to an in-network or private service station other than those specified in the policy (TNS VIP service stations), the benefits included in the package shall not apply, and a 50% deductible with a minimum of TRY 3,000 shall apply.
- All assistance services other than the substitute vehicle service are available as in the case with extended motor insurance option.
- Roadside assistance
- Mini repairs
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Advantages
- Maintaining no-claims discount
- Parking Assistant Service
- Original spare parts guarantee
- Much more AFFORDABLE price compared to the Standard Extended Comprehensive Motor Insurance Product
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Supplementary Coverage
- Comprehensive Motor Insurance (Fire, Theft, Collision/Crash)
- Strike, Lock-out, Riot, Civil Commotion and Terror
- Flooding
- Earthquake
- Theft Using Master Key
- Comprehensive Motor Insurance Coverage Abroad (Optional)
- Tobacco etc. Substance Harms
- Towing Damages
- Key Delivery Coverage (Only for brand new vehicles)
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What is Motor Insurance?
Comprehensive motor insurance is a type of property insurance that provides coverage for damages that may occur as a result of fire, theft, attempted theft, natural disasters or accidents. Comprehensive motor insurance is not mandatory. It is optional.
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What is Covered in Motor Insurance?
- Collision, crash, tipping, falling, rolling
- Fire
- Theft, theft as a result of the original key being stolen
- Loss of key
- Strike, Lock-out, Disturbance, Civil Commotion, Malicious Acts and Terrorism
- Earthquake, flood, hail, storm
- Tobacco etc. substance harms
- Discretionary liability insurance, Personal accident
- Legal liability
- Mini repairs, roadside assistance and substitute vehicle service
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Traffic Insurance vs. Comprehensive Motor Insurance
- Traffic insurance is a mandatory type of insurance, while motor insurance is an optional one. Any attempt to drive without traffic insurance will result in the vehicle being impounded and the owners being fined.
- Comprehensive motor insurance covers the loss and damage to your own vehicle in the event of an accident, while traffic insurance covers the loss and damage to the other party.
- There is a difference between traffic insurance prices and motor insurance prices. Since the coverage provided by motor insurance is more comprehensive than that of traffic insurance, the price of motor insurances are relatively higher. Coverage limits for traffic insurance are standardized for all insurance companies. The coverage provided through motor insurance policies, however, may vary according to the policy you have purchased.
- The limits for traffic insurance are set by the state. The material and physical losses incurred by the other party are covered at a certain rate. In the case of comprehensive motor insurance, the scope of the policy can be extended as desired, and it is the insurance company and the vehicle owner, not the state, who sets the limits.
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Does No-Claims Bonus Continue to Apply in case of Company and/or Vehicle Changes?
If the insured does not have any damage record on his/her existing policy, the discount rates will continue to apply with the new vehicle as before.
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When Do Mini Repair Services Apply?
Within the scope of the Mini Repair service, minor damages that may occur within 1 year from the policy start date are repaired free of charge within the size and quantity limits specified in the policy. The statement of the insured and the presentation of the insurance policy is sufficient for utilizing the Mini Repair service.
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Can I Pay for the Insurance in Installments?
If you wish so, you can purchase your motor insurance policies in up to 11 equal installments charged automatically to your credit card.