other products

Türk Nippon Sigorta offers you solutions tailored for your needs with a wide range of products against many of possible risks that you may encounter. You may reach some of our products by clicking on the below links.

Engineering Insurances
Construction All Risks Insurance
All kinds of construction risks (building, road, dam, harbor, sewage, drinking water and electric lines, airport, etc.) are guaranteed with suitable coverage limits from the initial day of construction until project completion or delivery date.

Main risks automatically covered by Construction All Risks Insurance are indicated below, provided that these shall emerge due to sudden and unexpected reasons:

  • All kinds of natural disasters, including earthquake, flood, storm, landslide and land subsidence,
  • Theft and attempt for theft,
  • Fire, lightning and explosion,
  • Crash of motor vehicles and aircraft,
  • Construction site/operational accidents,
Coverage content of Construction All Risks Insurance can be extended with the following additional riders:
  • Debris Removal Expenses,
  • Construction Equipment,
  • Construction Site Facilities,
  • Third Party Financial Liability,
  • Maintenance Period,
  • Strikes, lockouts, Riots, Civil Commotions and Terror,
  • Overtime costs and consecutive transportation expenses required as a result of damage.
Assembly All Risks Insurance

This Insurance covers, with appropriate coverage limits, all risks of all types of assembly projects, eg.: machinery installations in fertilizer plants, food and metal processing facilities, textile industry, brick plants, paper, timber and leather industries, from arrival at the construction site of machinery to be installed until completion of their assembly and trail periods.

Main risks automatically covered by Assembly All Risks Insurance in addition to assembly accidents are indicated below, provided that these shall emerge due to sudden and unexpected reasons:
  • All kinds of natural disasters, including earthquake, flood, storm, landslide and land subsidence,
  • Theft and attempt for theft,
  • Fire, lightning and explosion,
  • Crash of motor vehicles and aircraft,
  • Four-week trial period.
Coverage content of Assembly All Risks Insurance can be extended with the following additional riders:
  • Debris Removal Expenses,
  • Machinery & equipment used in installation/ assembly works,
  • Construction Site Facilities,
  • Third Party Financial Liability,
  • Trial period exceeding four weeks,
  • Strikes, Lockouts, Riots, Civil Commotions and Terror,
  • Overtime costs and consecutive transportation expenses required as a result of damage.
Machinery Breakdown Insurance

This Insurance guarantees all production and auxiliary machinery in the facility (e.g.: textile, metal, wood, plastic, food processing, printing and packaging etc. machines) upon completion of their trial periods and after they reach full operating condition.
Main risks automatically covered by Machinery Breakdown Insurance are indicated below, provided that these shall emerge due to sudden and unexpected reasons:
  • Operational accidents,
  • Manufacturing, assembly, labor defects,
  • Lubrication defects,
  • Damages arising from electric power (indirect effects of voltage fluctuations, short circuit/ smoldering, lightening),
  • Storm,
  • Clogging, entrance of foreign materials,
  • Negligence, wrongful acts, faults, carelessness or bad intention of entity’s personnel or third parties,
Coverage content of Machinery Breakdown Insurance can be extended with the following additional riders:
  • Physical Explosion,
  • Damages to the base and ground of machines,
  • Strikes, Lockouts, Riots, Civil Commotions and Terror,
  • Overtime costs and consecutive transportation expenses required as a result of damage.
  • Extended Motor Insurance (Fire, Earthquake, Flood, Land Subsidence, Rock Fall, Crash, Collision, Rollover, and additionally Theft if requested separately) for Movable Construction Machines (Excavator, Bulldozer, Loader, Crane, Forklift, etc.).
Value taken as basis for Machinery Breakdown Insurance is the replacement value of the respective machine. The reason is that the majority of damages realized under this insurance are partial damages, so when the faulty part is replaced with a new one, damage payment shall also be made over the price of the replacement part. Fire Insurance is required in addition for fixed machinery subject to Machinery Breakdown Insurance.

Electronic Device Insurance

This Insurance guarantees all electronic devices used in the entity (fixed office equipment - computer, printer, fax machine, photocopy machine, phone switchboard; CNC machines - textile and lathe machines; medical devices - ultrasound, magnetic resonance, cat scan, x-ray machine, gamma camera, film printing and bathing devices, devices in radio and TV stations, etc.) upon completion of their installation and trial periods and after they reach full operating condition.

Main risks automatically covered by Electronic Device Insurance are indicated below, provided that these shall emerge due to sudden and unexpected reasons:
  • Negligence, wrongful acts, faults, carelessness or bad intention of entity’s personnel or third parties,
  • Faulty design and materials,
  • Damages arising from electric power (indirect effects of voltage fluctuations, short circuit/ smoldering, lightening),
  • Fire, lightning and explosion,
  • Blast, blackening, smut, fume,
  • Storm, flood, landslide, land subsidence
  • Internal water,
  • Theft and attempt for theft,
Coverage content of Electronic Device Insurance can be extended with the following additional riders:
  • Overtime costs and consecutive transportation expenses required as a result of damage.
  • Losses and damages to portable devices occurring out of the insured premises,
  • Earthquake,
  • Strikes, Lockouts, Riots, Civil Commotions and Terror,
  • Data loss,
  • Increased business and operational expenses,
  • Valves and tubes,
Value taken as basis for Electronic Device Insurance is the replacement value of the respective device. The reason is that the majority of damages realized under this insurance are partial damages, so when the faulty part is replaced with a new one, damage payment shall also be made over the price of the replacement part.
Transportation Insurances
Transportation Freight Insurance

Transportation Freight Insurance covers physical damages to the insured property due to an accident or incident during transportation from one point to another with a transportation vehicle (truck, vessel, aircraft or train) in accordance with the conditions and clauses included in the insurance policy.

Insurance is provided with three different coverages for the insured property.

Total Loss Coverage: This is the condition where insured property is totally damaged so that the property value is totally lost.
Unextended Coverage: Partial damages depending on the accident which the transportation vehicle may have are also covered, in addition to the total damage risk of property via total loss. Special conditions are applied for this coverage.
Extended Coverage: Generally known as "All Risks". With this coverage, all risks are guaranteed except the indicated exemptions and those subject to special conditions. Major exemptions for this type of coverage are as follows:
  • Damages due to intrinsic features of the property,
  • Unsuitable transportation vehicle or packaging,
  • Damages due to all kinds of delay,
  • Radioactive contamination,
  • Malicious intentions of Insured,
  • War, strike, terror, riot, etc.
Assets Carried Insurance

Türk Nippon Sigorta guarantees losses and damages to gold etc. precious metals and stones, jewelery, cash and similar valuable assets and/or risks of armed extortion and robbery in accordance with the conditions and clauses set out in the insurance policy, while these are carried from one location to another with a transportation vehicle (vessel, truck, aircraft or train).
Fire Insurance
Please contact the nearest Türk Nippon Sigorta Agency, Regional Management or Headquarters foryour fire risks.

Advantage of “Mini Repair with Türk Nippon Sigorta” Service for our valuable customers!...
If you have "Türk Nippon Mini Repair" service on your motor insurance policy, you can apply to the nearest AUTO KING Service Center with your policy at any time...

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